If you are self-employed or a property investor, look no further for non-traditional mortgage loans. Doorway Home Loans offers a diverse range of Non-QM mortgage products that allow you to qualify using alternative income documents including bank statements and “no income-no employment” loans. 

Here are some key features of the Non-QM loans: 

For Self-Employed:

  • Loan amounts to $3MM
  • 600 minimum FICO
  • 90% LTV to $1.5MM
  • No Add for All Bank Statement Loans or for 12 & 24 months
  • Full Doc - 1 or 2 years W-2, pay stubs, tax returns, or K1’s.
  • Alt Doc - 12 or 24 months personal or business bank statements or 1099’s, 12-month cash flow.
  • 3 months business bank statements, Profit and Loss (P&L) only.
  • DTIs up to 55% available
  • 10 YR IO can become fully amortized. 30 YR option available
  • Cash out to 80%


DSCR Investor Loans:

(For Non-Owner Occupied Properties)

  • 1-4 unit investment properties
  • Loan based on anticipated rental income
  • No Income information required
  • No employment information required
  • 600 Minimum FICO
  • Max LTV to 80%,
  • Loan amount up to $2MM
  • Foreign Nationals to 70% LTV with no U.S. Credit

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