Debbie Elliott

Branch Manager

NMLS: 477345


  • (808) 277-1720
  • (808) 277-1720
  • 200 E Sandpointe Ave, Suite 650
  • Santa Ana, CA 92707

An 19 year industry expert with both local and national lenders, Debbie is committed to helping her clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs.

From first-time homebuyers to sophisticated borrowers with complex transactions, Debbie's outstanding service and understanding of the mortgage process allow her to deliver on-time results in a professional, stress-free manner. Her commitment to excellence has been recognized through numerous professional accolades, including being named repeatedly as one of the “Best in Real Estate - Mortgage Professionals” in Honolulu Magazine annually since 2013 as well as being named Star Advertisers Hawaii’s BEST in 2019.

Locked vs Floating Mortgage Rate: Which Is Better?
Locked vs Floating Mortgage Rate: Which Is Better?
Oct 9 2019   first time buyer first home first mortgage home loan apply for a first home loan
Mortgage rates have been relatively consistent, but don't let that get you too comfortable. Rates are changing all the time  --by how much, and whether it will be in your favor, we cannot say. We can make intelligent guesses, but we can't... Read More
Financial Benefits of Buying a Home in a College Town
Financial Benefits of Buying a Home in a College Town
Oct 2 2019   first time buyer first home first mortgage home loan investment property
Even if you’re done with college or if your children are years away from higher education, there are still many benefits to living in a college town. And don’t think that college towns are all small towns. College towns can be as urban as... Read More
Should You Buy A Fixer-Upper? How To Tell If It's Right For You
Should You Buy A Fixer-Upper? How To Tell If It's Right For You
Sep 25 2019   FHA(k) loan Fannie May Mystyle home finance loan remodeling home loan renovation loan
Buying a home that needs significant renovation sounds like a nightmare to some --and a dream come true to others. With renovation reality TV, America has romanticized the idea of buying a fixer-upper and making over their home. But as satisfying as... Read More
How To Tell If A Home Is 'Move-In' Ready
How To Tell If A Home Is 'Move-In' Ready
Sep 18 2019   first time buyer first home first mortgage home loan apply for a first home loan
If you’re home shopping, you’ve probably seen or heard the phrase “move-in ready” in the property description. But what does “move-in ready” really mean and how can you tell if a property that “shows... Read More