Should You Close Credit Cards Before Applying for a Mortgage?
If you have a $0 balance card, should you close it before applying for a mortgage? That’s a good question, but before you consider canceling your credit card account, it’s crucial that you know the potential drawbacks associated with closing an account.
Does Having a Student Loan Affect a Mortgage Pre-Approval?
Student loans can be an obstacle for many when pursuing their dream of buying their first home. Aside from having the debt that can pose a challenge in getting approved for a loan, paying down school loans can also cripple your ability to save for important things such as closing costs, down...
Your Mini-Guide To Buying A Condo
Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo unit might be better than buying a traditional home.
Plus, there are benefits to owning one, too; for instance, unit owners typically take advantage of shared amenities, and the condo...
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
If you're a first-time homebuyer, know that you're not alone. Over 45% of homebuyers are doing so for the first time, and we love to help first-time buyers make it happen in the smoothest possible fashion. Financing is often the most confusing part, but with our help, we can make it fast,...
Simple Budgeting Tips: Getting Ready To Own Your First Home
Follow these tips and expert insight to help you get your budget in order and get yourself ready to buy your first home.
1. Organize Your Finances
You may know how much you have in your bank accounts, but do you know how much you spend on household expenses and luxuries each month? Or which...