Chris Winston

Metropolitan Statistical Area Manager

NMLS: 1978364

Recent Articles

Feb
08
2023
Should You Close Credit Cards Before Applying for a Mortgage?
If you have a $0 balance card, should you close it before applying for a mortgage? That’s a good question, but before you consider canceling your credit card account, it’s crucial that you know the potential drawbacks associated with closing an account.  For...
Feb
01
2023
Does Having a Student Loan Affect a Mortgage Pre-Approval?
Student loans can be an obstacle for many when pursuing their dream of buying their first home. Aside from having the debt that can pose a challenge in getting approved for a loan, paying down school loans can also cripple your ability to save for important things such as closing costs, down...
Jan
25
2023
Your Mini-Guide To Buying A Condo
Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo unit might be better than buying a traditional home. Plus, there are benefits to owning one, too; for instance, unit owners typically take advantage of shared amenities, and the condo...
Jan
18
2023
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
If you're a first-time homebuyer, know that you're not alone. Over 45% of homebuyers are doing so for the first time, and we love to help first-time buyers make it happen in the smoothest possible fashion. Financing is often the most confusing part, but with our help, we can make it fast,...
Jan
11
2023
Simple Budgeting Tips: Getting Ready To Own Your First Home
Follow these tips and expert insight to help you get your budget in order and get yourself ready to buy your first home. 1. Organize Your Finances You may know how much you have in your bank accounts, but do you know how much you spend on household expenses and luxuries each month? Or which...
Jan
04
2023
Benefits of a New Construction vs Existing Home
Ready to dive into the housing market? There are plenty of choices - but between newly-built and preowned homes, which reigns supreme? One way to decide is by asking yourself: how custom do you want your living space be? If modern layouts with open floor plans appeal to you (or if remote...
Dec
28
2022
What's Really Going On In the Market? Get Real Answers From Your Local Mortgage Advisor
If you're thinking about buying a home, investing in real estate, or getting a home equity loan, you're probably keeping a close eye on the news headlines. After all, it's essential to know what's going on with home prices, interest rates, mortgage regulation updates, housing supply,...
Dec
21
2022
Get The Facts: Will Pre-Approval Hurt My Credit?
Getting mortgage pre-approval is one of the first steps toward buying your dream home. Pre-approval boosts the likelihood that the seller will accept your offer and gives you a detailed quote for your homebuying budget.  But homebuyers often hesitate because they think...
Dec
14
2022
How Working With A Mortgage Professional Can Save You Money
Whether purchasing your first house or refinancing your existing mortgage, you might have considered working with a mortgage professional. A mortgage professional, such as a loan officer or broker, can help you save time and money, offer sound advice when dealing with tough...
Dec
07
2022
Best Ways to Leverage Your Home Equity
One of the many advantages of owning a house is seeing an increase in your property’s value when the real estate market is in your favor. You can boost your profit once you put your home up for sale, and you’ll also have an appreciating asset that grants you the ability to...
Nov
30
2022
The Perks of Living in a Multigenerational Home
If you are facing a financial or health-related problem or simply going through a new phase in life, you may be thinking about sharing a home with close family or extended family members. Many people have decided that living in a multigenerational home answers their problems. The number...
Nov
24
2022
Choosing the Best Mortgage Options for Unique Circumstances
Not all loan products are the same, nor are borrower situations. For first-time homebuyers, you’ll most likely hear about the most popular 30-year fixed-rate conventional loan, and there’s no arguing that it's a great loan product for most buyers but not in all...
Nov
16
2022
10 Things to Check Before Buying in a New Neighborhood
If you plan on buying a new house, you should thoroughly research the property that meets your needs. But you shouldn’t only be diligent about the house-hunting part during your research. You would also like to know more about the neighborhood you’re about to relocate to. If...
Nov
09
2022
Add Instant Curb Appeal With These Ideas
Does your house need curb appeal? Making your home’s exterior more attractive is a wonderful and fast way to add value to it, but it also makes it more welcoming, stylish, and personalized.  So whether you’re thinking about selling your home in the near future or just...
Nov
02
2022
Thinking About Relocating? How to Choose Where to Live
You need to consider and prioritize many factors when deciding on a place to relocate. Your home location will significantly impact your commute time and the quality of life for you and your loved ones. Some things you must consider are more apparent than others, and some come with a...
Oct
26
2022
Top Ways to Raising Your Credit Score --Fast!
There are plenty of reasons why you should boost your credit score. But if you’re preparing to purchase a house, know that an exceptional credit score can increase your chances of getting a lower interest rate on your home loan.  If you want to raise your credit score, there are...
Oct
19
2022
Why Buying A Home Still Makes Better Financial Sense Than Renting
Both house and rental prices have risen, pushing many to contemplate the benefits of buying vs. renting in 2022. Renting is usually the more affordable option, but with rent payments being nearly equal to buying a home, is waiting to buy a home even worth it?  Don’t worry...
Oct
12
2022
Tips for Saving Thousands on Your Home Purchase
Purchasing your own home may be the largest purchase you can make. The median monthly mortgage payment in the U.S. is $1,100, as reported by the U.S. Census Bureau — and this doesn’t include other costs related to homeowners insurance and property taxes.  If you want to save...
Oct
05
2022
Are We Entering a Buyer’s Market? Signs to Watch Out For
Understanding how the housing market works is essential for both buyers and sellers. Not only does it put you in the best position to negotiate and make smart financial decisions, but it also helps to ease the stress that naturally occurs when making such a large purchase. This advice is...
Sep
28
2022
Making Sense of the Current Housing Market
The housing market has been a roller coaster ride since 2020, particularly as more people worked from home and looked for new places to live. Interest rates also hit a record low during this time, leading to a seller’s market where bidding wars and long lines of buyers at open houses...

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